tag:blogger.com,1999:blog-64415199658999216792024-02-18T20:51:25.480-08:00Work from Home Momworkfrhomemomhttp://www.blogger.com/profile/03356595801638462361noreply@blogger.comBlogger23125tag:blogger.com,1999:blog-6441519965899921679.post-28313134211949461422011-01-05T06:28:00.000-08:002011-01-05T06:49:11.283-08:00Money Resolutions<span style="font-family:trebuchet ms;">Been very quiet here for a long while. But I'm back! And my first post for the year is something that's helpful for those who want to achieve financial freedom this 2011. It's an article forwarded to me by a friend. Read on...<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgVRS4R76LSpemUlB5QGInh9J3CIJNwzNOxt4eYgSQ1wXB_8I3ucawoIft-Pjno5KSe6aNcro8KhgtHKcg2FKDx-ApHMt9H_iaM6nRfuFk51f8UjHEHpuOwkhjJ8WHYLqzRaFu_ATGRm5A/s1600/financial-freedom.jpg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 320px; height: 212px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgVRS4R76LSpemUlB5QGInh9J3CIJNwzNOxt4eYgSQ1wXB_8I3ucawoIft-Pjno5KSe6aNcro8KhgtHKcg2FKDx-ApHMt9H_iaM6nRfuFk51f8UjHEHpuOwkhjJ8WHYLqzRaFu_ATGRm5A/s320/financial-freedom.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5558713427907035938" /></a><br /><br />11 for 2011 (Money Resolutions)<br />By Alvin T. Tabañag<br /><br />Another year begins. And like in years past, most Filipinos greet the new year with a lot of hope. But if you overspent during the holidays and now find yourself staring through a hole in your pocket or feeling anxious about getting your next credit card bill that hope will probably be gone in a flash. Here are 11 money resolutions you can make in 2011 so that you will welcome succeeding new years with genuine hope and optimism for a better and brighter future.<br /><br />1. Invest in knowledge. Educate yourself about personal finance. Knowledge is power. The more you know, the more effective you will be in saving and managing your finances. People who are well-informed can also spot a good investment opportunity and are not easily scammed. Also, enhance your skills and learn new ones so you can be more effective in your work or find a better paying job. Know more, earn more!<br /><br />2. Set clear and specific financial goals and prioritize. Without clear goals you will not know where to go or what to do. Classify goals into short-term, medium-term and long-term goals and prioritize them. Split huge or long-term goals into smaller sub-goals. Focus your attention (and your resources) in completing the sub-goals first so you don’t get overwhelmed.<br /><br />3. Assess your financial condition and take time to organize your financial documents. You can’t manage what you do not know. Taking stock of your personal finances will help you figure out what you need to do to accomplish your goals. You can also avoid missing loan or premium payments if you organize your financial documents. Start the new year by finding out how much you own and how much you owe.<br /><br />4. Start paying yourself. Make it a habit to set aside 10-20% of your monthly income as your regular savings. Regardless of how much you are earning right now you can start building wealth today if you learn to save consistently. Achieving long-term financial security is not just about how much you earn, but more importantly how much you save.<br /><br />5. Cut down your expenses. Learn to spend money wisely. Don’t buy too much stuff that you can live without. Create a spending plan (aka budget) and do your best to stick to it. A budget can help you keep your expenses under control and ensure that you will be able to save regularly. It is also an essential tool for achieving your financial goals.<br /><br />6. Use your credit card wisely and responsibly. Get rid of excess credit cards. All you need is 1 or 2 at the most. Try to pay your credit card bills in full every month so you can avoid paying excessive interest charges. Leave credit cards at home if you are easily tempted into buying. Reckless use of credit cards has put many cardholders in serious financial trouble which could take many years to recover from.<br /><br />7. Curb impulse spending. Observe a waiting period before buying anything that costs more than, say P500 or P1,000, especially if it is not an essential item. The more expensive the item, the longer you should wait. Impulse spending will mess up your budget and you could end up saving nothing each month.<br /><br />8. Pay down your debts. Getting rid of debt will help you maximize your savings. Aim to cut your debt down to a more manageable level. For example, you can resolve to reduce it by 25% - 50%, if not completely wipe it out, by the end of year. Follow the Rule of 20 which says that the amount of money you’re paying every month for debt should not exceed 20% of your monthly income.<br /><br />9. Get insured. Sickness, accidents and untimely death can turn a family’s finances upside down pretty quickly. Savings can dissipate in a jiffy when a financial crisis hits. Insurance will help the family keep its head above water when a financial disaster strikes. If you are not yet insured, now is a good time to get covered by a life insurance and a medical insurance.<br /><br />10. Start investing. It’s not enough to save and keep your money in low-interest-bearing savings deposit accounts. You will have to learn how to grow your money so that you can attain your goals faster. Investing your money carries a certain degree of risk but you will have to take on some risk to maximize the growth of your funds. Deposit accounts may be safer but with very small returns you will have to save a lot more to reach your financial goals. Learn about investing in bonds, mutual funds, UITFs and the stock market. You can also consider investing in a business.<br /><br />11. Teach your kids about money and savings. Children who understand the value of money and are responsible in handling their own funds will not keep on bugging their parents about buying them expensive stuff that they don’t really need or can live without. Starting them early with responsible money management will provide them with a much better chance of achieving a brighter, more secure financial future. Instead of giving your children’s school allowance on a daily basis, give it weekly (for grade & high school students) or monthly (for college students). This is the most effective way to teach them how to budget and manage their own money.<br /><br /><br />(These money resolutions were first discussed by the author last December 27 in the ANC show “Shoptalk”. )<br /><br /></span><a href="http://www.mylivesignature.com/" target="_blank"><img src="http://signatures.mylivesignature.com/85759/workfrhomemom/c53975cebdeb7157b28211e6c2fb40b9.png" style="border: 0pt none ! important; background: transparent none repeat scroll 0% 0%; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;" border="0" /></a>workfrhomemomhttp://www.blogger.com/profile/03356595801638462361noreply@blogger.com0tag:blogger.com,1999:blog-6441519965899921679.post-74631322709389698752010-01-18T18:48:00.000-08:002010-01-18T19:23:00.421-08:00Money, Money, Money<span style="font-family:trebuchet ms;">One of the challenges of freelancing is that there are high and low seasons. No matter how good you are, assignments or projects do come to an end. With this in mind, I'm sharing an article about how to save money to help freelancers make ends meet during low seasons. This is also helpful during these difficult times.</span><br /><br /><br /><span style="font-weight: bold;font-family:trebuchet ms;" >30 Easy Ways to Save Money (and No, you are not doing them all!)</span><br /><span style="font-family:trebuchet ms;">Source: </span><a style="font-family: trebuchet ms;" href="http://www.dumblittleman.com/2008/01/30-easy-ways-to-save-money-and-no-you.html">http://www.dumblittleman.com/2008/01/30-easy-ways-to-save-money-and-no-you.html</a><br /><br /><span style="font-family:trebuchet ms;">Let’s keep this one simple and clean - just a bunch of relatively easy ways to save money. As you incorporate more and more of these tips into your life, the savings add up and it wouldn’t surprise me if you could save thousands over the course of a year.</span><br /><br /><span style="font-family:trebuchet ms;">It will take a little work on your part but those thousands of dollars in savings are what helped us get out of debt earlier, kept us out of debt for several years and will hopefully help us pay off our recent auto loan soon as well.</span><br /><br /><span style="font-family:trebuchet ms;"> 1. Cook at home often: If both the husband and wife work, this is likely to be very difficult. Start out with the habit of cooking at home once a week and slowly increase the frequency until you find a balance between saving money and getting stressed out.</span><br /><br /><span style="font-family:trebuchet ms;"> 2. Make your own coffee: Everyone seems to have heard of the latte factor. Even though the author may have overestimated the savings from skipping a latte at Starbucks, don’t underestimate the ding it puts in your pocket in the long run. You don’t have to entirely ban drinking coffee, but skip it as often as possible unless you make it at home.</span><br /><br /><span style="font-family:trebuchet ms;"> 3. Brown bag lunch at least a few days a week: Lunch times are great opportunities to network and make connections that could improve your career growth. So unless there is a common eating area for brown baggers, you may choose to limit brown bagging lunch to three days each week. Find a balance between saving some money and making the connection. In my case, I take my lunch with me 2-3 times a week and eat out the rest of the time.</span><br /><br /><span style="font-family:trebuchet ms;"> 4. Make a list before going shopping: They call it impulse buying for a reason. Humans simply have a very tough time resisting the temptation to purchase extras while shopping. Without a list you will buy items that you simply do not need. Even worse is when your forget to purchase the actual item you came to the store for in the first place. If you plan on cooking at home, pre-plan a rough menu and make a list before you go grocery shopping. Getting all that you need in one trip can help avoid another unnecessary trip and temptation.</span><br /><br /><span style="font-family:trebuchet ms;"> 5. Go grocery shopping while you are in a hurry: Maybe you need to go out in a couple of hours. Or your favorite show is going to be on TV after a couple of hours. Try to squeeze in the grocery trip in that intermediate time. Armed with your grocery list, you should be in-and-out very quickly with little time for meandering and getting tempted to buy things you don’t need.</span><br /><br /><span style="font-family:trebuchet ms;"> 6. Watch out for expiration dates on perishable goods: This one seems intuitive when you read it, but I am surprised at how many people do not pay attention to expiry dates. No point getting a gallon of milk if it is going to turn sour with a couple of days. Same goes for meat, eggs, yogurt, spreads, frozen items, deli/bakery items etc. Some people say you can use a few items a few days after expiry – but I personally value my health more than money and would rather avoid buying such items in the first place.</span><br /><br /><span style="font-family:trebuchet ms;"> 7. Buy in bulk whenever possible: When it comes to non-perishable items, buy in bulk whenever you find something on sale. The items I usually stock up on are, cereals, tinned goods, rice, beans, pasta, coke, toothpaste, body wash, shampoo, toilet paper etc. For such items, shopping at warehouse stores like Costco, Sam’s Club etc can save you quite a bit of money, provided you stick strictly to your shopping list when you shop at these places.</span><br /><br /><span style="font-family:trebuchet ms;"> 8. Buy generic products whenever possible: Does it really matter whether your cereal is made by Kellogg's or is the store brand? Does it matter if your milk is Oak Farms or the store brand? For a few things (like soda in particular), I prefer brand name products. For others, I do not mind generic store brands if they can save me money. Find what works for you and switch to generic brands for at least a part of your grocery list.</span><br /><br /><span style="font-family:trebuchet ms;"> 9. Use grocery store bags to line trash cans: This may not work if you use a massive trash can but we use a small sized one for which the grocery bags are a perfect fit. This not only helps us save some money, but reduces our environmental foot print and avoids the kitchen from stinking from a huge overflowing trash can.</span><br /><br /><span style="font-family:trebuchet ms;"> 10. Consolidate and pay off debt as soon as possible: If you carry any debt, focus on consolidating it to a lower interest and paying it off as soon as possible. Money paid in interest is money thrown away! Why spend your hard-earned cash to make the financial institutions rich?</span><br /><br /><span style="font-family:trebuchet ms;"> 11. Pay your bills on time and avoid late fees: Get organized about your regular bills. If possible, automate the payments. Most utilities and other recurring bills can be set to be charged to a credit card or deducted from a checking account these days. Also, many banks offer free bill pay programs. So there really is no excuse for forgetting to pay a bill on time and forking out the late fees. Say, by chance you do forget a bill, if you are a first time offender, call the company and request politely to waive the late fees, and more likely than not, they will oblige.</span><br /><br /><span style="font-family:trebuchet ms;"> 12. Be aware of your bank balance and avoid over draft fees: If you use your checking account often or have some bills that are paid automatically from your checking account, be aware of the balance and avoid overdraft fees.</span><br /><br /><span style="font-family:trebuchet ms;"> 13. Avoid ATM fees: Be aware of the ATM withdrawal fees charged by your bank. While some banks waive fees for all ATM transactions on any ATM machine, most don’t. So be sure to use only those ATM machines where your bank will not charge the fees, or withdraw directly at your bank.</span><br /><br /><span style="font-family:trebuchet ms;"> 14. Avoid credit cards with annual fee: Credit cards with their cash back bonuses and reward points are a great way to save some money. Just make sure that the card does not charge you any annual fees! There is no dearth of cards that offer fee-free reward plans, so there really is no reason to pay the annual fees.</span><br /><br /><span style="font-family:trebuchet ms;"> 15. Disconnect land line if possible: Unless you have small kids in the house or older people to take care of, it is more than likely that you will be able to survive with only the mobile phones and can get rid of the land line. We have survived without any problems for over 4 years now with out a land line. Our Internet comes via cable.</span><br /><br /><span style="font-family:trebuchet ms;"> 16. Instead of buying books, borrow books from the library: Whenever possible, borrow your books instead of buying them. The card to your public library is free and the libraries are generally well stocked. In my city, the chain of public libraries is connected and the available books can be checked online. If there is some book that I cannot find in my local branch, I can make a request online for it to be brought in from one of the other branches to mine which is very convenient.</span><br /><br /><span style="font-family:trebuchet ms;"> 17. If you have to buy books, check if you can buy it used: Used books do not quite give the same feeling as leafing through the crisp pages of a brand new book. But considering that you can get used books for almost as much as half the price of a new book, it is a small price to pay. My favorite place to buy used books is a local chain called “Half Price Book Store”. Check if you have something similar in your city. For text books, look online on bulletin boards, mailing lists etc, and price compare on websites like addall.com.</span><br /><br /><span style="font-family:trebuchet ms;"> 18. Price check before buying anything expensive: For other items that are expensive, do a price check before buying the item. If you can wait for a while you can track the prices and grab a great deal when it comes along. Frequently available online coupons make it even more easy to save some money. This is especially true while purchasing any electronics.</span><br /><br /><span style="font-family:trebuchet ms;"> 19. Avoid impulse buying: Make it a habit to avoid impulse buying. Many of the things you want to buy do not seem all that necessary, if you only you wait for a day or two. Also, waiting means you will be able to check prices and make an informed decision to buy it at the best possible price.</span><br /><br /><span style="font-family:trebuchet ms;"> 20. Bottle your own water: Drinking water is good for your health. I always make it a habit to keep some at my desk at all times. Bottled water is the most convenient since it can provide protection against accidental spills. That said, buy bottled water only once in a while, and then reuse that bottle to fill your own water. If you are not happy with tap water, invest in a Brita Filter – in the long run it can save a lot of money.</span><br /><br /><span style="font-family:trebuchet ms;"> 21. Avoid the vending machines: Almost everything that is dispensed via vending machines has a huge markup (and is rarely healthy). However, if you suffer from snack attacks at work, consider creating a secret stash of snacks. If you like drinking soda and have a fridge at the workplace, save a refrigerator pack in the fridge with a post-it with your name on it. If you have a long commute, consider a stash for the car as well and avoid a quick drive-thru visit.</span><br /><br /><span style="font-family:trebuchet ms;"> 22. Keep your car as long as possible: When possible, try to keep your car as long as possible. Find the balance between the money spent on repairs versus the monthly installment on another vehicle and choose to run your old car as long as the repair costs are low.</span><br /><br /><span style="font-family:trebuchet ms;"> 23. Do regular scheduled maintenance on your vehicles: Do not skimp on or forget to do regular oil changes. Remember to check the air in your tires often. And use the grade of fuel that the owner’s manual recommends. These small acts can significantly lengthen the life of your car, giving you years of use.</span><br /><br /><span style="font-family:trebuchet ms;"> 24. Avoid buying a new car: When you eventually buy a car, see if you can make do with a pre-owned vehicle. A new car depreciates significantly the moment you drive it out the dealership. Is the new car small really worth thousands of dollars? Pre-owned cars that are only a few years old with low mileage are the best bargains. Regardless of the purchase, learn to negotiate with car dealers.</span><br /><br /><span style="font-family:trebuchet ms;"> 25. Ride your bike or carpool whenever possible: In many of the cities in the US it is hard to get by without a car. That said, just because you have a car does not mean you have to use it every day. Whenever possible, ride your bike or share a ride with a colleague or spouse and save both on gas and reduce the environmental footprint.</span><br /><br /><span style="font-family:trebuchet ms;"> 26. If you watch a lot of DVDs, get an online DVD store membership: Membership to online movie stores like Netflix or Blockbuster Online can save you a lot of money compared to buying DVDs or renting it from a local store. You need to wait once you order the movie, but if you watch a lot of movies at home, then you can easily get into the habit of ordering ahead of time so you always have something at home. If you are patient and your library has the resources, check to see if they have a movie section. You won't get anything very new, but they are free.</span><br /><br /><span style="font-family:trebuchet ms;"> 27. If you like watching movies at the theater, go before 6:00 pm: This is one of our soft spots when it comes to spending. We really like watching movies in the theater with the big screen and the great sound effects. But instead of paying ~$10 a pop for the ticket, we usually go before 6:00pm when the tickets are a little less expensive. Also, for movies that we don’t absolutely want to watch right away, we just wait until it screens on the discount theater where the tickets are $2 a pop. We avoid the temptation to buy snacks, by usually going for a theater some time soon after our lunch or sometimes sneaking in our own snacks in the purse.</span><br /><br /><span style="font-family:trebuchet ms;"> 28. Regulate your electric use: When not in use, unplug electric appliances. Apparently, unplugging the TV instead of just switching it off can save a lot of electricity! When not in a room, switch off the lights and the fan. Use a programmable thermostat to control your A/C and heater usage. If that's too much, at least know what each appliance uses and unplug a few of them.</span><br /><br /><span style="font-family:trebuchet ms;"> 29. Plan vacations ahead of time: Vacations are a necessary part of saving our sanity in the busy lives that we lead. But vacations are also a huge drain on the family finances. You can cut the cost of a vacation significantly by planning and booking ahead of time. Bookmark travel sites for finding inexpensive airfare, hotel etc., and book at least two weeks in advance.</span><br /><br /><span style="font-family:trebuchet ms;"> 30. Finally, keep distance from lavish, high-roller friends: If you have lavish friends who buy a new car every other year (or worse still, lease it), have large screen TVs and every other conceivable electronics gadget, eat out at fancy restaurants every other night and just live way beyond their means, keep the distance. They may be nice people and mean you no harm, but hanging out with such people often can lead to a lot of unnecessary desires and discontent. What’s more important – your friends or your peace of mind? </span><br /><br /><br /><a href="http://www.mylivesignature.com/" target="_blank"><img src="http://signatures.mylivesignature.com/85759/workfrhomemom/c53975cebdeb7157b28211e6c2fb40b9.png" style="border: 0pt none ! important; background: transparent none repeat scroll 0% 0%; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;" border="0" /></a>workfrhomemomhttp://www.blogger.com/profile/03356595801638462361noreply@blogger.com12tag:blogger.com,1999:blog-6441519965899921679.post-4097451148681993512010-01-06T08:12:00.000-08:002010-01-06T08:48:19.440-08:00Best Blog Award<span style="font-family:trebuchet ms;">Happy New Year! </span><span style="font-family:trebuchet ms;">I've been buried with a lot of errands during the holidays so I've been a deliquent blogger.<br /><br />For my 1st post for 2010, I would like to share an award I received last year, which I almost forgot to accept.</span><br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiRCdELoTGmCYsKgKwkSY6bl6v3fJfwydjVD0DSXgpDez1A4oqFse3CMy2bCVm3BslxXDl7n7jKXQDGb2xhA8DUzfc8lAyGrOiVg-LN-2um31tABA8hU_ui498G2Z5p6E5_6hB0rqitSNo/s1600-h/bestblog_award.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 200px; height: 91px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiRCdELoTGmCYsKgKwkSY6bl6v3fJfwydjVD0DSXgpDez1A4oqFse3CMy2bCVm3BslxXDl7n7jKXQDGb2xhA8DUzfc8lAyGrOiVg-LN-2um31tABA8hU_ui498G2Z5p6E5_6hB0rqitSNo/s320/bestblog_award.jpg" alt="" id="BLOGGER_PHOTO_ID_5423662874000925938" border="0" /></a><br /><span style="font-family:trebuchet ms;">Thanks to "Buttery"Fly of <a href="http://mybutteryfly.blogspot.com/">Every Thought Counts</a> for giving this to me.</span><br /><br /><div style="text-align: center;"><span style="font-family:trebuchet ms;">SO HERE ARE THE BEST BLOG AWARD RULES:</span><br /></div><br /><span style="font-family:trebuchet ms;">1. To accept this award, copy and save the award then post it in your blog together with the name of the person who granted the award to you and of course with his/her blog link. Please do leave a comment.</span><br /><span style="font-family:trebuchet ms;">2. Pass the award to other 15 bloggers of your choice. Remember to contact the blogger to notify them that they have been chosen for this award.</span><br /><br /><span style="font-family:trebuchet ms;">Now, here are my To 15:</span><br /><span style="font-family:trebuchet ms;"><br />1. http://myconfessionsasafirsttimemom.blogspot.com/<br />2. http://randomwahmthoughts.blogspot.com/<br />3. http://wahmamamia.blogspot.com/<br />4. http://www.doubledippedlife.blogspot.com/<br />5. http://www.dointheworkingmomthing.com/<br />6. http://www.monkeysmomma.blogspot.com/<br />7. http://momedy.blogspot.com/<br />8. http://lagunatic.wordpress.com/<br />9. http://www.spicysavvysane.blogspot.com/<br />10. http://whatsundermyapron.wordpress.com/<br />11. http://magnitudeofmom.blogspot.com/<br />12. http://thrivingmom.blogspot.com/<br />13. http://www.nikoganda.com/<br />14. http://pinaywahm.com/<br />15. http://theredheadriter.blogspot.com/<br /></span><br /><a href="http://www.mylivesignature.com/" target="_blank"><img src="http://signatures.mylivesignature.com/85759/workfrhomemom/c53975cebdeb7157b28211e6c2fb40b9.png" style="border: 0pt none ! important; background: transparent none repeat scroll 0% 0%; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;" border="0" /></a>workfrhomemomhttp://www.blogger.com/profile/03356595801638462361noreply@blogger.com3tag:blogger.com,1999:blog-6441519965899921679.post-86299849372888729442009-11-21T10:41:00.001-08:002010-01-06T08:26:21.439-08:00Update on DonkeyMails<span style="font-family: trebuchet ms;">It’s been a while since I last posted here as I’ve been really busy with my Odesk assignments. Anyhow, I just wanted to blog about the earnings I made from </span><a style="font-family: trebuchet ms;" href="http://www.donkeymails.com/pages/index.php?refid=workfrhomemom">Donkeymails</a><span style="font-family: trebuchet ms;">. It is one of the PTC sites I experimented with. In </span><a style="font-family: trebuchet ms;" href="http://www.donkeymails.com/pages/index.php?refid=workfrhomemom">Donkeymails</a><span style="font-family: trebuchet ms;">, one click gives you $.0001 so it really takes a while for you to reach the minimum withdrawable amount, which is a dollar for Paypal. Just to clarify, they don’t actually have a minimum payout, </span><a style="font-family: trebuchet ms;" href="https://www.paypal.com/ph/mrb/pal=WL3357SVWFLHE">Paypal</a><span style="font-family: trebuchet ms;"> does. But note that you have the option to use other payment methods aside from </span><a style="font-family: trebuchet ms;" href="https://www.paypal.com/ph/mrb/pal=WL3357SVWFLHE">Paypal</a><span style="font-family: trebuchet ms;">. </span><br /><br /><span style="font-family: trebuchet ms;">With the low pay rate per clicked site, </span><a style="font-family: trebuchet ms;" href="http://www.donkeymails.com/pages/index.php?refid=workfrhomemom">Donkeymails</a><span style="font-family: trebuchet ms;"> makes up for it by sharing plenty of sites to their members, like probably about 50 or more sites per day. They also have a shorter time limit for site viewing compared with other PTC sites. </span><br /><br /><span style="font-family: trebuchet ms;">As for their payment processing, it took about a week before I received their payment. I guess there are just too many members requesting for payout. But the good thing is that although it took a little while I was still paid.</span><br /><br /><span style="font-family: trebuchet ms;">On a more general note, I now understand why people try to get as many referrals as they can in PTCs. It sure is not easy to earn just by clicking ads by yourself. You have to have a down line to maximize your earnings.</span><br /><br /><span style="font-family: trebuchet ms;">Having said that, if you can set aside a few minutes of your time each day clicking on sites, you may try to register via the banner below.</span><br /><br /><br /><div style="text-align: center;"><a href="http://www.donkeymails.com/pages/index.php?refid=workfrhomemom"><img src="http://www.donkeymails.com/banner1.gif" alt="DonkeyMails.com: No Minimum Payout" border="0" /></a><br /></div><br /><br /><a href="http://www.mylivesignature.com/" target="_blank"><img src="http://signatures.mylivesignature.com/85759/workfrhomemom/c53975cebdeb7157b28211e6c2fb40b9.png" style="border: 0pt none ! important; background: transparent none repeat scroll 0% 0%; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;" border="0" /></a>workfrhomemomhttp://www.blogger.com/profile/03356595801638462361noreply@blogger.com5tag:blogger.com,1999:blog-6441519965899921679.post-1269893809989710902009-11-04T08:36:00.000-08:002009-11-04T08:48:17.817-08:00Update on Neobux<div style="text-align: center;"><a href="http://www.neobux.com/?r=workfrhomemom"><img src="http://images.neobux.com/imagens/banner1.gif" width="468" border="0" height="60" /></a><br /></div><br /><span style="font-size:100%;"><span style="font-family:trebuchet ms;">So Neobux is one of the PTC sites I checked out. A couple of weeks ago, I was finally able to reach the minimum pay-out. Of course I wanted to know if they really pay so I immediately requested for cash out. I wasn’t disappointed as I received the payment a couple of minutes after I sent my request. Cool!</span></span><br /><br /><a href="http://www.mylivesignature.com/" target="_blank"><img src="http://signatures.mylivesignature.com/85759/workfrhomemom/c53975cebdeb7157b28211e6c2fb40b9.png" style="border: 0pt none ! important; background: transparent none repeat scroll 0% 0%; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;" border="0" /></a>workfrhomemomhttp://www.blogger.com/profile/03356595801638462361noreply@blogger.com4tag:blogger.com,1999:blog-6441519965899921679.post-13856734142138928992009-10-15T10:57:00.000-07:002009-11-04T08:39:33.504-08:00Earn From Forum Posting<a style="font-family: trebuchet ms;" href="http://www.mylot.com/?ref=workfrhomemom">MyLot.com</a><span style="font-family:trebuchet ms;"> is a paid-to-post forum site where people can earn a little extra cash by starting or participating in forum discussions, uploading pictures, and referring friends. </span><a style="font-family: trebuchet ms;" href="http://www.mylot.com/?ref=workfrhomemom">MyLot.com</a><span style="font-family:trebuchet ms;"> also offers tasks you can agree to complete like writing short articles. Don’t expect too much from the discussions though. You’ll find some that are completely pointless to be even discussed in a forum. But you can still find some quality discussions you would probably like to take part in. You can make a quick few bucks if you have more time in your hands as there is no limit in posting and responding to posts.<br /><br /></span><span style="font-family:trebuchet ms;">I just recently joined </span><a style="font-family: trebuchet ms;" href="http://www.mylot.com/?ref=workfrhomemom">MyLot.com</a><span style="font-family:trebuchet ms;"> having seen some Pinay mom bloggers earning from it. It’s not so bad earning from just sharing your two cents. </span><br /><br /><a href="http://www.mylivesignature.com/" target="_blank"><img src="http://signatures.mylivesignature.com/85759/workfrhomemom/c53975cebdeb7157b28211e6c2fb40b9.png" style="border: 0pt none ! important; background: transparent none repeat scroll 0% 0%; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;" border="0" /></a>workfrhomemomhttp://www.blogger.com/profile/03356595801638462361noreply@blogger.com3tag:blogger.com,1999:blog-6441519965899921679.post-64815295733530968072009-10-02T12:01:00.000-07:002009-11-11T06:45:21.338-08:00Make Money with CAPTCHA<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhGH7bPU1DpcdRGDfgA8nJTxqV9HXhFOYFan_8emTmVgFkUVZAVyFehxapgv355FJXQwGKchBWEAvyyWcBGehvCnl-W1Ukax4Px2H4wy4Ia8ZEuCXJS5y7e_KIjCxybwKw62lb7qIZTR9s/s1600-h/captcha.JPG"><img id="BLOGGER_PHOTO_ID_5388083679581653650" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 223px; CURSOR: pointer; HEIGHT: 80px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhGH7bPU1DpcdRGDfgA8nJTxqV9HXhFOYFan_8emTmVgFkUVZAVyFehxapgv355FJXQwGKchBWEAvyyWcBGehvCnl-W1Ukax4Px2H4wy4Ia8ZEuCXJS5y7e_KIjCxybwKw62lb7qIZTR9s/s320/captcha.JPG" border="0" /></a><span style="font-size:100%;"><span style="font-family:trebuchet ms;">Last week I came across this website called <a href="http://www.PixProft.com">PixProfit.com</a>. </span><span style="font-family:trebuchet ms;">This website will pay you to encode CAPTCHA </span></span><span style="font-size:100%;"><span style="font-family:trebuchet ms;"></span></span><span style="font-size:100%;"><span style="font-family:trebuchet ms;">messages. PixProfit's aim is to help the blind and the deaf use the internet with the increasing implementation of CAPTCHA.<br /><br /></span><span style="font-family:trebuchet ms;">If you enjoy “typing games” such as Typing Maniac, you will probably like this too. They only offer a small amount though, a dollar for a thousand pictures. It sounds overwhelming, but it's actually not that hard. It's fairly easy if you are a fast typist and it can be profitable too.</span> <span style="font-family:trebuchet ms;"><br /><br />Accuracy is equally important as your speed. They have priority levels based on how accurate you type; which means that the more mistakes you make, the lower your priority becomes. The lower your priority is, the lesser CAPTCHA pictures you will get.<br /><br />Pixprofit.com also has a great feature where you can invite your friends to join your group. This will help you reach the minimum pay-out faster; and the group leader can just then divide the earnings among the group.</span> <span style="font-family:trebuchet ms;"><br /><br /></span><span style="font-family:trebuchet ms;">I just received payment yesterday so I know it’s legit.</span> <span style="font-family:trebuchet ms;"><br /><br /><a href="http://www.mylivesignature.com/" target="_blank"><img style="BORDER-RIGHT: 0pt; BORDER-TOP: 0pt; BACKGROUND: none transparent scroll repeat 0% 0%; BORDER-LEFT: 0pt; BORDER-BOTTOM: 0pt; moz-background-clip: border; moz-background-origin: padding; moz-background-inline-policy: continuous" src="http://signatures.mylivesignature.com/85759/workfrhomemom/c53975cebdeb7157b28211e6c2fb40b9.png" border="0" /></a></span></span>workfrhomemomhttp://www.blogger.com/profile/03356595801638462361noreply@blogger.com9tag:blogger.com,1999:blog-6441519965899921679.post-24250027584652131492009-10-01T00:46:00.000-07:002009-10-02T23:47:27.207-07:00Get Paid To Click Part II<span style=";font-family:trebuchet ms;font-size:100%;" >Here are the PTC sites I registered to and been clicking ads on for the past few weeks:<br /><br /><a href="http://www.neobux.com/?r=workfrhomemom"><span style="font-weight: bold;">Neobux</span></a><br /><a href="http://www.neobux.com/?r=workfrhomemom"><img src="http://images.neobux.com/imagens/banner1.gif" width="468" border="0" height="60" /></a><br />- 2 cents per click<br />- 2 cents per referral clicks<br />- Shows 4 ads for standard members<br /> ** Have seen it listed as a credible PTC site in different blogs<br /><br /></span><span style="font-weight: bold;font-family:arial;font-size:100%;" ><a href="http://www.trekpay.com/?ref=61104">TrekPay</a></span><span style=";font-family:trebuchet ms;font-size:100%;" ><br /><a href="http://www.trekpay.com/?ref=61104" target="_blank"><img src="http://www.trekpay.com/banners/trekpay_60x468.jpg" border="0" /><br /></a> - A member is awarded credits each time they surf or refer<br />- Shows about 15 ads a day<br /> **Have also seen in lists of trusted PTC/ Paid to Surf sites<br /><br /></span><span style="font-weight: bold;font-family:arial;font-size:100%;" ><a href="http://www.donkeymails.com/pages/index.php?refid=workfrhomemom">Donkeymail</a></span><span style=";font-family:trebuchet ms;font-size:100%;" ><br /><a href="http://www.donkeymails.com/pages/index.php?refid=workfrhomemom"><img src="http://www.donkeymails.com/banner.gif" alt="DonkeyMails.com: No Minimum Payout" border="0" /></a><br />- .001 to .0025 per click<br />- Shows about 50 ads a day<br />- Also offers Paid to Promote and other GPT programs<br /> **Good thing about them is that they do provide a lot of ads in a day<br /><br /></span><span style="font-weight: bold;font-family:arial;font-size:100%;" ><a href="http://www.clixsense.com/?2942905">Clix Sense</a></span><span style=";font-family:trebuchet ms;font-size:100%;" ><br /><a href="http://www.clixsense.com/?2942905"><img src="http://www.clixsense.com/Ad/clixbanner2.gif" style="border: 1px solid ;" /></a><br />- It is a must that you upgrade to Premium but I didn’t so I only got 5 ads<br />- Known as a trusted PTC site<br /><br /></span><span style="font-weight: bold;font-family:arial;font-size:100%;" ><a href="http://bux.gs/advertise.php?ref=workfrhomemom">Bux.gs</a></span><span style=";font-family:trebuchet ms;font-size:100%;" ><br />- 10 ads per day = $0.15<br />- 20 referrals click ads per day = $2.00<br />- Shows 5 ads for standard members<br /> **Have seen proof of payment by other members<br /><br /><br /><a href="http://www.mylivesignature.com/" target="_blank"><img src="http://signatures.mylivesignature.com/85759/workfrhomemom/c53975cebdeb7157b28211e6c2fb40b9.png" style="border: 0pt none ! important; background: transparent none repeat scroll 0% 0%; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;" border="0" /></a></span>workfrhomemomhttp://www.blogger.com/profile/03356595801638462361noreply@blogger.com8tag:blogger.com,1999:blog-6441519965899921679.post-69906997752830341642009-09-29T22:15:00.001-07:002009-10-02T23:47:27.207-07:00Get Paid to Write Reviews<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg9vymcrz1BeOiGMu2t0X7kEIgNwZBHqpNd59pJOy-GEVqrFpqPX4PZMp_MbT2YLz63gm-t2Btbu5fCZQPLJrnsSO84cag4ELWc-aClfPjkt19zgjwQo7SDUTjpVWhGW486E7nK2pr8Q4c/s1600-h/90603407.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 214px; height: 320px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg9vymcrz1BeOiGMu2t0X7kEIgNwZBHqpNd59pJOy-GEVqrFpqPX4PZMp_MbT2YLz63gm-t2Btbu5fCZQPLJrnsSO84cag4ELWc-aClfPjkt19zgjwQo7SDUTjpVWhGW486E7nK2pr8Q4c/s320/90603407.jpg" alt="" id="BLOGGER_PHOTO_ID_5387124907489341842" border="0" /></a><span style="font-size:100%;"><br /></span><span style="font-family: trebuchet ms;font-size:100%;" >While doing my usual blog hopping, I found this website called <a href="http://www.reviewstream.com/writereview.php/?inv=4R6Bt7yW4o7q">ReviewStream.com</a>. It is a website that buys product reviews; another interesting way to earn money online. The Paid to Write Review program is different from Paid to Post in the sense that you do not have to post your review on your blog. This is actually discouraged by <a href="http://www.reviewstream.com/writereview.php/?inv=4R6Bt7yW4o7q">ReviewStream.com</a>. So you don’t need to have your own blog or website for you start making money. <br /><br />What’s nice about them is that you can write reviews about anything. They encourage their “reviewers” to write only about products that they have actually used first hand. So “reviewers” are really paid to share their opinions and experiences as a consumer.<br /><br />How and how much will you earn? They have their criteria for buying reviews. If you met all their requirements, they will pay you based on the going rate, which may vary every once in a while. Yesterday, when I submitted my reviews, it was $2 per review. If you did not meet some of their criteria, they have a bulk rate, which is about 20% of the going rate. When you submit your review/s, you can already specify if you’re willing to sell it on bulk rate. The minimum pay-out is $50, which is just easy to reach since you’re not limited to particular products or campaigns.<br /><br />Oh and don’t be surprised when you visit their website to register. They actually don’t have a register or login page. You may immediately submit reviews using a pen name or your real name on your first visit! Just remember that the email address that you should specify is your Paypal email address because that’s where they will pay you.<br /><br />I think this is going to be one of my favorite ways to earn. Why not try it? Visit them at <a href="http://www.reviewstream.com/writereview.php/?inv=4R6Bt7yW4o7q">ReviewStream.com</a>.<br /></span><br /><br /><a href="http://www.mylivesignature.com/" target="_blank"><img src="http://signatures.mylivesignature.com/85759/workfrhomemom/c53975cebdeb7157b28211e6c2fb40b9.png" style="border: 0pt none ! important; background: transparent none repeat scroll 0% 0%; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;" border="0" /></a>workfrhomemomhttp://www.blogger.com/profile/03356595801638462361noreply@blogger.com4tag:blogger.com,1999:blog-6441519965899921679.post-62939398974091524112009-09-29T00:25:00.000-07:002009-10-02T23:47:27.208-07:00More on LinkFromBlog.com<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg67x6IYUGnJsLhhw39Zev-hMwd688txxuSM1pLg6F80eUcVgZ5OoFfun3JVoq8uZYNEwuEjJJuNTihPeobJYWLmhgjj6YPnMEtWnmHKqk14TBxVBgC_FSe4phfIvdBMjKuWk-wml7HR0s/s1600-h/sb10069888d-001.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 213px; height: 320px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg67x6IYUGnJsLhhw39Zev-hMwd688txxuSM1pLg6F80eUcVgZ5OoFfun3JVoq8uZYNEwuEjJJuNTihPeobJYWLmhgjj6YPnMEtWnmHKqk14TBxVBgC_FSe4phfIvdBMjKuWk-wml7HR0s/s320/sb10069888d-001.jpg" alt="" id="BLOGGER_PHOTO_ID_5386793390755379554" border="0" /></a><span style="font-family: trebuchet ms;font-size:100%;" >I immediately joined Link From Blog after reading rave reviews about it. For those not familiar yet, LinkFromBlog.com is a website where companies <a href="http://www.linkfromblog.com/">advertise on blogs</a>. <br /><br />One good thing about LinkfromBlog.com is that the activation of my account was almost instant. I received notification that my account has been activated a few minutes after I created my account. Getting your account activated immediately means you can bid on campaigns and earn straight away. The only down side is that they have a limited list of campaigns as of now. But they do have great customer service support. When I inquired about their campaigns, they emailed me back immediately, politely explaining that they are still building their list and that they are trying to get more advertisers; which is true because every time I login, I see new campaigns and offers. They now have a longer list of offers as compared to the first time I checked their website. More than working for a growing company, it is also nice to know that you deal with real,honest people.<br /><br />So if you like reviewing websites or products, LinkfromBlog is worth a try. Don't you think?</span><br /><br /><a href="http://www.mylivesignature.com/" target="_blank"><img src="http://signatures.mylivesignature.com/85759/workfrhomemom/c53975cebdeb7157b28211e6c2fb40b9.png" style="border: 0pt none ! important; background: transparent none repeat scroll 0% 0%; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;" border="0" /></a>workfrhomemomhttp://www.blogger.com/profile/03356595801638462361noreply@blogger.com1tag:blogger.com,1999:blog-6441519965899921679.post-51899722099014048102009-09-22T10:21:00.001-07:002009-10-02T23:47:27.208-07:00WAHM in L.O.V.E.<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhyS_oR6Jsa44vTUuCoUyg2g8MgN3uusJpFvUTqw9cTd6zb5OhLKCTR3Cxud6QFbxsOSZyl2nfexApKNs0wZMfWZP2_g9WjyMPiC0HNb2lOux8FHxCa4Vw1LSeFhEhnOjTFO5NRfh9cGuk/s1600-h/90288185.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img alt="" id="BLOGGER_PHOTO_ID_5384343476089977538" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhyS_oR6Jsa44vTUuCoUyg2g8MgN3uusJpFvUTqw9cTd6zb5OhLKCTR3Cxud6QFbxsOSZyl2nfexApKNs0wZMfWZP2_g9WjyMPiC0HNb2lOux8FHxCa4Vw1LSeFhEhnOjTFO5NRfh9cGuk/s320/90288185.jpg" style="margin: 0px auto 10px; cursor: pointer; display: block; height: 213px; text-align: center; width: 320px;" border="0" /></a><br /><span style="font-family: trebuchet ms;font-size:100%;" >“Find a job that you love and you will never have to work a day in your life at all.” I learned this from my very first boss in the bank where I used to work. This has been my guiding principle when it comes to career decisions ever since.</span><span style="font-size:100%;"><br /><br /></span><span style="font-family: trebuchet ms;font-size:100%;" >I find it very true and apt even for a freelancer or someone who works from home. It does not necessarily follow that you will enjoy working if you are working from home. You got to love what you do. Finding focus and motivation are just some of the things you deal with on a day-to-day basis when you work from home. If you do not even like what you do, it is going to be more difficult to motivate yourself, become productive, and consequently make money. Remember, you now work alone and you do not have a boss who will check on the progress of your work every once and a while. You are now responsible to the development of your freelance work or home business. Accordingly, the first thing you have to do is to find your passion.<br /><br /></span><span style="font-family: trebuchet ms;font-size:100%;" >Think, “What type of work do I want to have if not for money?” I also often hear that this is one of the foundations of a good business. Me? I love recruiting so I am still into it now. I also try to dabble on writing and research. These things kept me busy as a freelancer for the past months.<br /><br /></span><span style="font-family: trebuchet ms;font-size:100%;" >If you love what you do, other things just follow. It is easier to wake up in the morning, without dragging yourself to your work space. It is also less stressful and will not give you nightmares.</span><span style="font-size:100%;"><br /></span><br /><a href="http://www.mylivesignature.com/" target="_blank"><img src="http://signatures.mylivesignature.com/85759/workfrhomemom/c53975cebdeb7157b28211e6c2fb40b9.png" style="border: 0pt none ! important; background: transparent none repeat scroll 0% 0%; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;" border="0" /></a>workfrhomemomhttp://www.blogger.com/profile/03356595801638462361noreply@blogger.com3tag:blogger.com,1999:blog-6441519965899921679.post-62240921361425350792009-09-19T08:05:00.000-07:002009-10-02T23:47:27.208-07:00More on Associated Content<span style="font-size:100%;"><span style="font-family: trebuchet ms;">If you have a flair for writing, here’s a possible income stream for you. Associated Content is a website that will pay you for the articles you submit and gets published. </span><br /><br /><span style="font-family: trebuchet ms;">In Associated Content, you have the liberty to write about anything under the sun. If you are still looking for an idea, they have an assignment desk where topics are available for claiming. </span><br /><br /><span style="font-family: trebuchet ms;">So how do you get started?</span><br /><br /><span style="font-family: trebuchet ms;">Before you can submit your article, you have to be a member first. You may sign up by going to their site </span><a style="font-family: trebuchet ms;" href="http://www.associatedcontent.com/join.html?refer=621643">AssociatedContent.com</a><span style="font-family: trebuchet ms;">.</span><br /><br /><span style="font-family: trebuchet ms;">When writing an article that you want to submit to AC, the content must be original with at least 400 words. The articles go through a screening process and not every article submitted gets to be published.</span><br /><br /><span style="font-family: trebuchet ms;">Their interface in article submission is really just easy to use. What you need to know is that when you submit an article, there are types of rights you grant AC. These are:</span><br /><br /><span style="font-family: trebuchet ms;">Exclusive</span><br /><span style="font-family: trebuchet ms;">• Cannot be re-published elsewhere by you </span><br /><span style="font-family: trebuchet ms;">• Cannot be removed from AC by you </span><br /><span style="font-family: trebuchet ms;">• Eligible for higher Upfront Payment Review </span><br /><span style="font-family: trebuchet ms;">Applicable to U.S. residents only</span><br /><br /><span style="font-family: trebuchet ms;">Non-Exclusive</span><br /><span style="font-family: trebuchet ms;">• Can be re-published elsewhere by you </span><br /><span style="font-family: trebuchet ms;">• Cannot be removed from AC by you </span><br /><span style="font-family: trebuchet ms;">• Eligible for Upfront Payment Review</span><br /><span style="font-family: trebuchet ms;">Applicable to U.S. residents only</span><br /><br /><span style="font-family: trebuchet ms;">Display</span><br /><span style="font-family: trebuchet ms;">• Can be re-published elsewhere by you </span><br /><span style="font-family: trebuchet ms;">• Can be edited or removed from AC by you </span><br /><span style="font-family: trebuchet ms;">• Not eligible for Upfront Payment Review</span><br /><br /><span style="font-family: trebuchet ms;">For non-US residents like me, the earnings will come from the page views. You will definitely not get rich in AC but it’s a form of passive income. Submit an article that you already have and it will definitely earn as long as it is posted on the net. Since they don’t get exclusive right on the article you wrote, you can still publish it elsewhere. Plus, you can also make a name for yourself. In the author’s profile page, you can put a link to your site or blog so it’s a way of promotion too. </span><br /><br /><span style="font-family: trebuchet ms;">If you want to give it a try, here’s the link again: </span><br /></span><br /><a href="http://www.associatedcontent.com/join.html?refer=621643"><img src="http://www.associatedcontent.com/images/house_ads/120x90-New_4.gif" alt="Join Associated Content" border="0" /></a><br /><br /><a href="http://www.mylivesignature.com/" target="_blank"><img src="http://signatures.mylivesignature.com/85759/workfrhomemom/c53975cebdeb7157b28211e6c2fb40b9.png" style="border: 0pt none ! important; background: transparent none repeat scroll 0% 0%; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;" border="0" /></a>workfrhomemomhttp://www.blogger.com/profile/03356595801638462361noreply@blogger.com8tag:blogger.com,1999:blog-6441519965899921679.post-44034016743553979782009-09-15T20:11:00.000-07:002009-10-02T23:47:27.209-07:00Associated Content<span style="font-family: trebuchet ms;font-size:100%;" >My "Work-Life Balance for a Work From Home Mom" has just been published on Associated Content!</span><span style="font-size:100%;"><br /></span><span style="font-family: trebuchet ms;font-size:100%;" ><br />Please check it out: </span><span style="font-size:100%;"><a style="font-family: trebuchet ms;" href="http://www.associatedcontent.com/article/2172119/worklife_balance_for_a_work_at_home.html?cat=25">Associated Content</a><br /></span><span style="font-family: trebuchet ms;font-size:100%;" ><br />I will give more details about Associated Content on my next post. For today I shall rest and enjoy time with my son.</span><span style="font-size:100%;"><br /><br /><br /><a style="font-family: trebuchet ms;" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhgQasOuHn_jB_xtLT3VZUXs69kU7htK6qMmM9RwlLLpS17zBqeK88rsHj7x2-Rmoelsm1-cl8OBbAtcgPsThyphenhyphenrQxvSq2Pz5Cpg9X2t842hwxvIw1mG6x8IyMIqoiaNvZHaGHa-eYaWuzQ/s1600-h/dexph131_090.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 320px; height: 214px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhgQasOuHn_jB_xtLT3VZUXs69kU7htK6qMmM9RwlLLpS17zBqeK88rsHj7x2-Rmoelsm1-cl8OBbAtcgPsThyphenhyphenrQxvSq2Pz5Cpg9X2t842hwxvIw1mG6x8IyMIqoiaNvZHaGHa-eYaWuzQ/s320/dexph131_090.jpg" alt="" id="BLOGGER_PHOTO_ID_5381910602716557618" border="0" /></a><br /></span><span style="font-family: trebuchet ms;font-size:100%;" >Do you want to join me in Associated Content?</span><br /><br /><a href="http://www.associatedcontent.com/join.html?refer=621643"><img src="http://www.associatedcontent.com/images/house_ads/120x90-New_4.gif" alt="Join Associated Content" border="0" /></a><br /><br /><a href="http://www.mylivesignature.com/" target="_blank"><img src="http://signatures.mylivesignature.com/85759/workfrhomemom/c53975cebdeb7157b28211e6c2fb40b9.png" style="border: 0pt none ! important; background: transparent none repeat scroll 0% 0%; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;" border="0" /></a>workfrhomemomhttp://www.blogger.com/profile/03356595801638462361noreply@blogger.com4tag:blogger.com,1999:blog-6441519965899921679.post-20915844350592949092009-09-15T09:51:00.001-07:002009-10-02T23:47:27.209-07:00Monetize Your Blog, Get Paid to Post<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjukvTTvSrM5yjXodTlgVOe1jCwt0HYoKcaQZ8PwJbPeA2IkMd5nDGLpsc9fNtOQc-UnYpASDhRCjO4I16ws0vAmfcoEhItquSYWM_986wAD-ArmdWgFdxH8XJQP2nxVCoVmx9VUnME-0A/s1600-h/82100540.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 240px; height: 320px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjukvTTvSrM5yjXodTlgVOe1jCwt0HYoKcaQZ8PwJbPeA2IkMd5nDGLpsc9fNtOQc-UnYpASDhRCjO4I16ws0vAmfcoEhItquSYWM_986wAD-ArmdWgFdxH8XJQP2nxVCoVmx9VUnME-0A/s320/82100540.jpg" alt="" id="BLOGGER_PHOTO_ID_5383593195013545010" border="0" /></a><span style="font-family: trebuchet ms;font-size:100%;" ><br />Another interesting way to earn money online is through Paid to Post sites. PTP is another marketing scheme that's probably not as easy as clicking through ads. Here, advertisers pay bloggers to write reviews about a product or a website. </span><span style="font-family: trebuchet ms;font-size:100%;" ><br /><br /></span><span style="font-family: trebuchet ms;font-size:100%;" >Among several PTP sites, the first one I’m trying out is Linkfromblog. I've seen great reviews about this site. So if you see reviews on this blog in the following days, it's me working for LinkfromBlog. </span><span style="font-family: trebuchet ms;font-size:100%;" ><br /></span><span style="font-family: trebuchet ms;font-size:100%;" ><br /></span><span style="font-family: trebuchet ms;font-size:100%;" >You may come and join me if you like. </span><br /><span style="font-family: trebuchet ms;" ></span><br /><a href="http://linkfromblog.com/#835"><img alt="Buy blog reviews" src="http://linkfromblog.com/images/banner3.jpg" /></a><br /><br /><br /><img alt="Advertise with my Blog" src="http://linkfromblog.com/img.001.001192.gif" width="1" border="0" height="1" /><br /><br /><a href="http://www.mylivesignature.com/" target="_blank"><img src="http://signatures.mylivesignature.com/85759/workfrhomemom/c53975cebdeb7157b28211e6c2fb40b9.png" style="border: 0pt none ! important; background: transparent none repeat scroll 0% 0%; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;" border="0" /></a>workfrhomemomhttp://www.blogger.com/profile/03356595801638462361noreply@blogger.com0tag:blogger.com,1999:blog-6441519965899921679.post-2819255604864435892009-09-15T00:03:00.000-07:002009-10-02T23:47:27.209-07:00Get Paid-To-Click<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhKPkOX42k2srtW7Oi_AXzX6CLDVcQ5KmBcfs0kkOTDnJ5_PZeOxx36LnOYQLtgftV2OWSEp9OviBRAn0jAlyBMxjyFVmAcasVXEKmPLWqtjQgVqflD3hg6Ph3NVeGVWaxGcvM8ll7NiyY/s1600-h/200258557-001.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 320px; height: 242px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhKPkOX42k2srtW7Oi_AXzX6CLDVcQ5KmBcfs0kkOTDnJ5_PZeOxx36LnOYQLtgftV2OWSEp9OviBRAn0jAlyBMxjyFVmAcasVXEKmPLWqtjQgVqflD3hg6Ph3NVeGVWaxGcvM8ll7NiyY/s320/200258557-001.jpg" alt="" id="BLOGGER_PHOTO_ID_5381587680396062242" border="0" /></a><span style="font-size:100%;"><br /></span><span style="font-family: trebuchet ms;font-size:100%;" >Paid-To-Click is one of the many ways to earn money online. For those who are new to the term, Paid-To-Click or simply PTC sites are websites where advertisers go to promote their products by having people view their websites. There are no skills required to become a member of any of the PTC sites, all you need is a PayPal or Alert Pay account where they can pay you. </span><span style="font-family: trebuchet ms;font-family:trebuchet ms;font-size:100%;" ><br /><br /></span><span style="font-family: trebuchet ms;font-size:100%;" >If you search the internet, you will find a lot of PTC sites as well as PTC sites listings. It is supposed to be the easiest way to earn money online, that is why everyone wants to try it. As a member, you are only supposed to click a link to an advertiser’s website and stay there for 30 seconds or so for you to earn a credit. Once you reach the minimum payout value, you may already request for payout. The number of sites you can visit in a day varies depending on the PTC site you joined. It is also dependent on the type of your membership. These sites offer membership upgrades so that you get to receive more links in a day and your clicks have more value.<br /><br /></span> <span style="font-family: trebuchet ms;font-size:100%;" >PTC sites also have referral schemes, which is the reason why people bother to put up blogs dedicated to PTC sites listing. Like multi-level marketing, you will earn from the “clicks” and “referrals” of the people you refer or your “downline” as they call it. </span><span style="font-family: trebuchet ms;font-family:trebuchet ms;font-size:100%;" ><br /></span><span style="font-family: trebuchet ms;font-size:100%;" ><br />However, as PTC proliferated, it became a target of scammers. As a result, there are more scam PTC sites out there than the legit ones. Good thing is, there are people who really put effort in reviewing PTC sites and sharing what they know about bad vs. good sites. One of the important advice I got that I want to share is to stay away from PTC sites that offer high earnings. They only lure people to join them but before you know it they’re already gone. These sites more often than not, do not have real advertisers to back them up. So they cannot last long in the industry.</span><span style="font-family: trebuchet ms;font-family:trebuchet ms;font-size:100%;" ><br /><br /></span><span style="font-family: trebuchet ms;font-size:100%;" >Having done my research, I have recently joined a couple of these sites. Let’s wait and see. Whatever the result is, I will share here. </span><span style="font-size:100%;"><br /></span><br /><a href="http://www.mylivesignature.com/" target="_blank"><img src="http://signatures.mylivesignature.com/85759/workfrhomemom/c53975cebdeb7157b28211e6c2fb40b9.png" style="border: 0pt none ! important; background: transparent none repeat scroll 0% 0%; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;" border="0" /></a>workfrhomemomhttp://www.blogger.com/profile/03356595801638462361noreply@blogger.com2tag:blogger.com,1999:blog-6441519965899921679.post-79656763774951327562009-09-13T08:28:00.000-07:002009-10-02T23:47:27.210-07:00Work-Life Balance for a Work at Home Mom<div style="text-align: center;"><span style="font-weight: bold;font-size:85%;" ><span style="font-family:arial;">As published on</span></span><br /><a href="http://www.associatedcontent.com/join.html?refer=621643"><img src="http://www.associatedcontent.com/images/house_ads/120x90-New_4.gif" alt="Join Associated Content" border="0" /></a><br /><br /></div><br /><br /><a href="http://www.associatedcontent.com/article/2172119/worklife_balance_for_a_work_at_home.html?cat=25"><img id="BLOGGER_PHOTO_ID_5380979012850456850" style="margin: 0px auto 10px; display: block; width: 285px; height: 320px; text-align: center;" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi6Nle35Hmq2-3Uty-yv7lbPQgJNW5tWCX8FZvKmMc-lcJYAuibDxXZ0xmp8NoU-g18wb5em356nkPTJouQlFs5iDV46fz3dPEmj7xRJSDEUEgQLjPzOWliWppDY_ioT59-hc2aJuwP_a4/s320/juggling_mom.jpg" border="0" /></a><br /><div style="font-family: trebuchet ms;"><div><span style="font-size:100%;">Work-life balance is something that everyone wants to achieve, whether one works at home or in the office. But people who work at home probably find it more difficult to realize this balance as the distinction between the two is elusive. When you work in the office, it is much easier to leave work at work and home stuff at home because they do not happen in the same place.<br /><br />For most freelancers, the drive to become workaholic comes from the desire to earn more. I’ll confess I was guilty of this when I was just starting out. I would normally work until 3:00 in the morning. Then the following day, I would have to wake up early because my son should be in school at 9:30 A.M. I like the fact that I’m able to help pay the bills. But I like it even more that I have money for shopping. Not just for me but for my hubby and kiddo too. Along the way, I realized, it is no longer healthy. No one can keep up with the Energizer bunny, that’s for sure.<br /><br /><em>Taking short breaks from your work and taking a day off or two</em> are still important even if you work at home. During your break, leave your work space. On your “rest days”, try to do something else aside from work. As one blogger puts it, get off the roller coaster ride. This will help you with your creativity, productivity and will help you stay sane too.<br /><br /><em>Do not overbook</em>. You must learn to say no if you no longer have the bandwidth for additional projects. More projects translate to more dollars. But at the end of the day ask yourself, are you willing to sacrifice your health and your family over more moolah?<br /><br /><em>Share the load on household chores</em>. As a mom, you do not have to do everything. You are only stressing yourself too much by doing all the work. Talk to your significant other or your kid who can already help you do some chores. Better yet, hire a household help, someone who can help you with the chores on a regular basis. This way, you are able to do your work and you still have time to enjoy with the family.<br /><br />Having work-life balance is not an easy task especially for a work at home mom. But with planning, time management, and help from your family, everything is manageable. </span></div></div><span style="font-size:100%;"><br /></span><br /><a href="http://www.mylivesignature.com/" target="_blank"><img src="http://signatures.mylivesignature.com/85759/workfrhomemom/c53975cebdeb7157b28211e6c2fb40b9.png" style="border: 0pt none ! important; background: transparent none repeat scroll 0% 0%; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;" border="0" /></a>workfrhomemomhttp://www.blogger.com/profile/03356595801638462361noreply@blogger.com3tag:blogger.com,1999:blog-6441519965899921679.post-50182122232539392502009-09-09T10:25:00.000-07:002009-10-02T23:47:27.210-07:00Fools Rush In<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi47BXQ53PQ2s-PGsujBgR6MyVbuXuyz-NjS2cB8a8-RbQ_6ICdYuBDVQEOveDr7Kbh-etIciHN4yGb1Vn2J42Rq6Z_W-zk_jxMv7CJF9Z-zOQhGNp2UFqDy_aorQKPVvDkScK_1nr7cGU/s1600-h/57422341.jpg"><img id="BLOGGER_PHOTO_ID_5381693593256122482" style="margin: 0px 0px 10px 10px; float: right; width: 150px; height: 200px;" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi47BXQ53PQ2s-PGsujBgR6MyVbuXuyz-NjS2cB8a8-RbQ_6ICdYuBDVQEOveDr7Kbh-etIciHN4yGb1Vn2J42Rq6Z_W-zk_jxMv7CJF9Z-zOQhGNp2UFqDy_aorQKPVvDkScK_1nr7cGU/s200/57422341.jpg" border="0" /></a><br /><div style="font-family: trebuchet ms;font-family:trebuchet ms;" ><div><span style="font-size:100%;">People who work from home are an easy prey to scams and frauds. When looking for opportunities, always be careful. Here are few notes to help you decipher whether the opportunity is legitimate or not:<br /><br />- If it’s too good to be true, it probably is. Earn so much for so little effort? That’s not possible, even in cyber space.<br />- If there is a promise of instant cash, be especially wary.<br />- If the word “legitimate” is being used in the ad, it’s probably not.<br />- If it’s asking for initial cash-out, especially if it’s a huge amount, beware. Don’t just shell out money just because you have it.<br />- If you cannot make sense of the product being offered for an online or home-based business after reading an entire article or website, it’s most probably just bogus.<br /><br />Better be extra careful when dealing online. Read up and investigate. Don’t rush through your venture. Any endeavor requires time and effort to be successful.</span></div></div><br /><br /><a href="http://www.mylivesignature.com/" target="_blank"><img src="http://signatures.mylivesignature.com/85759/workfrhomemom/c53975cebdeb7157b28211e6c2fb40b9.png" style="border: 0pt none ! important; background: transparent none repeat scroll 0% 0%; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;" border="0" /></a>workfrhomemomhttp://www.blogger.com/profile/03356595801638462361noreply@blogger.com9tag:blogger.com,1999:blog-6441519965899921679.post-82279250976183102852009-09-08T02:51:00.000-07:002009-10-02T23:47:27.210-07:00Is Working From Home For You?<div style="text-align: center;"><a href="http://ezinearticles.com/?expert=Eunice_Calupig" target="_blank" title="Eunice Calupig, EzineArticles.com Expert Author"><img src="http://ezinearticles.com/featured/images/ea_featured_70_7.gif" alt="Eunice Calupig, EzineArticles.com Basic Author" border="0" /> </a><a href="http://ezinearticles.com/?expert=Eunice_Calupig" target="_blank" title="Eunice Calupig, EzineArticles.com Expert Author"> </a><br /><br /><br /></div><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEje4QyQLyX3tAXHmeP92Hg6XFg9YQ8GV0BBhG89N9Ky4_uZxFYb1Vllt3HslqI5RXrZkWAHJVdiLaffN7KTfW1sb1JesNNNlHIj_VBPjvlE-jxvmW1g10-kTNVxiVWrA8KWtVAwPPHzLsE/s1600-h/85557337.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 226px; height: 320px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEje4QyQLyX3tAXHmeP92Hg6XFg9YQ8GV0BBhG89N9Ky4_uZxFYb1Vllt3HslqI5RXrZkWAHJVdiLaffN7KTfW1sb1JesNNNlHIj_VBPjvlE-jxvmW1g10-kTNVxiVWrA8KWtVAwPPHzLsE/s320/85557337.jpg" alt="" id="BLOGGER_PHOTO_ID_5388066611237969298" border="0" /></a><p style="font-family: trebuchet ms;font-family:trebuchet ms;" class="MsoNormal"><span style="font-size:100%;">Working from home is not at all just a bed of roses.<span style=""> </span>Before I delved into the work-from-home set-up, my fear was that I will no longer have fixed income.<span style=""> </span>I won’t have monthly pay checks and HMO benefits.<span style=""> </span>In reality, this is one of the things you need to consider.<span style=""> </span>Your work from home job or business should be enough for you to leave your day job or you should at least be prepared for it.<span style=""> </span>Although there are opportunities, when you’re just starting out, it could be a challenge.<span style=""> </span>You should really be up to it to make it work.</span></p> <p style="font-family: trebuchet ms;font-family:trebuchet ms;" class="MsoNormal"><span style="font-size:100%;"><o:p> </o:p></span></p> <p style="font-family: trebuchet ms;font-family:trebuchet ms;" class="MsoNormal"><span style="font-size:100%;">There are distractions you need to overcome.<span style=""> </span>Kids, if you have any, could even be one.<span style=""> </span>Fortunately, I can talk to my 3-year old and he allows me to work peacefully while he watches Playhouse Disney or any of his favorite movies when he returns from school.<span style=""> </span>Your family or the people you live with should understand the work set-up you chose.<span style=""> </span>They might think that you are always available for errands because you are staying home.</span></p> <p style="font-family: trebuchet ms;font-family:trebuchet ms;" class="MsoNormal"><span style="font-size:100%;"><o:p> </o:p></span></p> <p style="font-family: trebuchet ms;font-family:trebuchet ms;" class="MsoNormal"><span style="font-size:100%;">If you’re someone who can’t work alone and you really need social interactions, it will be difficult for you to work from home.<span style=""> </span>Here, you deal with clients you don’t actually see face-to-face.<span style=""> </span>Interactions are either through phone, IM or email.<span style=""> </span>Definitely, there are ways to battle this out by having a support system.<span style=""> </span>It’s not a reason to be hermit. <span style=""> </span>Then again, it’s up to you.</span></p> <p style="font-family: trebuchet ms;font-family:trebuchet ms;" class="MsoNormal"><span style="font-size:100%;"><o:p> </o:p></span></p> <p style="font-family: trebuchet ms;" class="MsoNormal" ><span style="font-size:100%;">So think about it. Is working from home for you?<o:p></o:p></span></p><span style="font-size:100%;"><br /><br /><a style="font-family: trebuchet ms;" href="http://www.mylivesignature.com/" target="_blank"><img src="http://signatures.mylivesignature.com/85759/workfrhomemom/c53975cebdeb7157b28211e6c2fb40b9.png" style="border: 0pt none ! important; background: transparent none repeat scroll 0% 0%; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;" border="0" /></a></span>workfrhomemomhttp://www.blogger.com/profile/03356595801638462361noreply@blogger.com6tag:blogger.com,1999:blog-6441519965899921679.post-86387174033531028342009-09-07T06:22:00.000-07:002009-10-02T23:47:27.210-07:00The Essentials of Working from Home<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgBzg6Qsod7OyPuSqdMAMSmjniGhQdwh_HtXnHLmEpwMlkNNRxmWueFFHH8cL2VAF1pCiOoj7GAQXUHg5Da3DJtNkXQ_l1hwOAu8fduGi4k01qim7D4SidFpVurZtg4WVXW5lvyCH6piIU/s1600-h/85195170.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 320px; height: 219px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgBzg6Qsod7OyPuSqdMAMSmjniGhQdwh_HtXnHLmEpwMlkNNRxmWueFFHH8cL2VAF1pCiOoj7GAQXUHg5Da3DJtNkXQ_l1hwOAu8fduGi4k01qim7D4SidFpVurZtg4WVXW5lvyCH6piIU/s320/85195170.jpg" alt="" id="BLOGGER_PHOTO_ID_5388069215785291810" border="0" /></a><br /><p>Aside from having a home office and other technology that you need for your home-based job to be up and running, below are other essentials that will help you with productivity and success.</p><p><span style="font-style: italic;">Self-Discipline. </span>When you are living and earning under the same roof, there are more temptations and distractions that may counter your productivity as compared to when you work in the office. You’ll be tempted to sleep a bit more, watch more t.v. or do your errands. Keep in mind that working from home just like any other work is still… well, work! So it is important that you keep yourself focused.</p><p><span style="font-style: italic;">Time Management.</span> Set a clear schedule and follow it. You should have defined work and home hours. If you don’t, it’s much more difficult to accomplish anything for either of the two.</p><p><span style="font-style: italic;">Dedication. </span>Managing yourself is sometimes more difficult. With no boss looming around, you have to have that dedication to what you do now to ensure that you’re able to deliver what’s expected by your client. In order to have a steady stream of projects, your clients should be happy with your work.</p><br /><br /><a style="font-family: trebuchet ms;" href="http://www.mylivesignature.com/" target="_blank"><img src="http://signatures.mylivesignature.com/85759/workfrhomemom/c53975cebdeb7157b28211e6c2fb40b9.png" style="border: 0pt none ! important; background: transparent none repeat scroll 0% 0%; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;" border="0" /></a>workfrhomemomhttp://www.blogger.com/profile/03356595801638462361noreply@blogger.com0tag:blogger.com,1999:blog-6441519965899921679.post-81792573493550588202009-09-05T09:28:00.000-07:002009-10-02T23:47:27.211-07:00Freelancing Tips<div style="font-family: trebuchet ms;"><span style="font-size:100%;"><br /></span><div><span style="font-size:100%;">I’m fortunate enough to never have had bad experiences with my freelance job site of choice. So without further a do, I’d like to introduce you to<br /><br /><br /><br /><a href="http://www.odesk.com/referrals/track/ecalupig?redir=http%3A%2F%2Fwww.odesk.com%2Fusers%2F%7E%7Edf04ccb0daac52bb"><img alt="The On Demand Global Workforce - oDesk" src="http://www.odesk.com/images/banners/banner_provider_468x60.gif" width="468" height="60" /></a><br /><br /><br />Here are some easy steps to get your freelancer job through Odesk:<br /><br />1. Sign-up and register as a provider. A provider is an independent contractor providing a service.<br /><br /><em>Tips:</em><br />- When you create your account, make sure to register your full name so as not to have trouble with payment in the future.<br />- Keep in mind that you will be competing with hundreds of candidates so make sure to write an impressive profile without having to misrepresent of course. Fill out the Employment History part, list down your certifications if you have and complete other information that will set you apart from all the other applicants.<br /><br />2. After signing up, before you can even apply for jobs, you will be required to take a basic functionality and usability type of test. This is a required test that all providers should pass. It’s really easy so no need to panic.<br /><br /><em>Tip:</em><br />- There are other qualification tests you may opt to take to show your proficiency in the area you’d like to pursue i.e. Java Test, Adobe Photoshop, CSS Test, etc.<br /><br />3. As soon as you pass the test, you may already start looking for your first project.<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgxPkGNpR-oIUYpG3l1tVHph4q0Ms1WmHwB75fVVy287E30ZDGeObso8uVZNms51OV9He21C0Vu-QpJX88doWyX6c5vDfYRtgizFU8MKqQjU-Wot8gnMOpDg0Fe9KYRRpRYYpgJwS1PG-o/s1600-h/odesk.JPG"><img id="BLOGGER_PHOTO_ID_5378021837409993874" style="width: 320px; height: 184px;" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgxPkGNpR-oIUYpG3l1tVHph4q0Ms1WmHwB75fVVy287E30ZDGeObso8uVZNms51OV9He21C0Vu-QpJX88doWyX6c5vDfYRtgizFU8MKqQjU-Wot8gnMOpDg0Fe9KYRRpRYYpgJwS1PG-o/s320/odesk.JPG" border="0" /></a><br /><br /><br /><em>Tip:</em><br />- Be patient. They say getting your first client is not that easy. I know some people who had a hard time landing on their first project. My experience wasn’t exactly the same. Well, it’s not always the same for everyone. That’s where an impressive profile comes in.<br /><br />4. If a buyer is interested in considering you for the position, just like in any other jobs, you will be invited for an interview. Interviews can happen through skype, yahoo messenger, or other messaging tool.<br /><br />5. Payment – There are different payment methods laid out in Odesk: Payoneer, Moneybookers, PayPal, Direct Deposit, and wire transfer. Read more about them and then decide which one works for you. Odesk has a weekly billing cycle so you get your pay every week!<br /><br />When you’re already hired, all you have to do is deliver. Make sure that at the end of the project, you will get a positive feedback from your buyer. This will help you get more projects in the future.<br /><br /></span></div></div><span style="font-size:100%;"><br /><br /><a style="font-family: trebuchet ms;" href="http://www.mylivesignature.com/" target="_blank"><img src="http://signatures.mylivesignature.com/85759/workfrhomemom/c53975cebdeb7157b28211e6c2fb40b9.png" style="border: 0pt none ! important; background: transparent none repeat scroll 0% 0%; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;" border="0" /></a></span>workfrhomemomhttp://www.blogger.com/profile/03356595801638462361noreply@blogger.com4tag:blogger.com,1999:blog-6441519965899921679.post-59294953432761523582009-09-05T02:09:00.000-07:002009-10-02T23:47:27.211-07:00Freelancing Fundamentals<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhjodvMGToZzOn0nq2VUKdkkv1tNJT8pDHgv8zmnqgWwwJMt6F-b1PUdeOVs-vUwJEDph3iK_xEN0ueIczLHTcSM73D8g8dNVN62DMCV7TuN6aK7c0OXwJdBQcTPJYHMyO4LMUxXICgxCg/s1600-h/laptop-couch-freelancer.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 283px; height: 283px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhjodvMGToZzOn0nq2VUKdkkv1tNJT8pDHgv8zmnqgWwwJMt6F-b1PUdeOVs-vUwJEDph3iK_xEN0ueIczLHTcSM73D8g8dNVN62DMCV7TuN6aK7c0OXwJdBQcTPJYHMyO4LMUxXICgxCg/s320/laptop-couch-freelancer.jpg" alt="" id="BLOGGER_PHOTO_ID_5377926217730771714" border="0" /></a><br /><span style="font-family: trebuchet ms;font-size:100%;" >Working as a freelancer gives you the freedom to work at the comforts of your own home. As a freelancer, you can leverage on your existing skills to find great freelancer jobs. Writers, web designers, typists, and even recruiters can work as freelancers.</span><span style="font-size:100%;"><br /><br /></span><span style="font-family: trebuchet ms;font-size:100%;" >So where can you find your gigs? Nowadays, there are several job market sites that can help you find freelance jobs. There’s </span><span style="font-size:100%;"><a style="font-family: trebuchet ms;" href="http://www.odesk.com/referrals/track/ecalupig">Odesk.com</a></span><span style="font-family: trebuchet ms;font-size:100%;" >, </span><span style="font-size:100%;"><a style="font-family: trebuchet ms;" href="http://www.elance.com/">Elance.com</a></span><span style="font-family: trebuchet ms;font-size:100%;" >, and </span><span style="font-size:100%;"><a style="font-family: trebuchet ms;" href="http://www.getafreelancer.com/">Getafreelancer.com</a></span><span style="font-family: trebuchet ms;font-size:100%;" > just to name a few. This is where you will begin your journey. To be on the safe side, I suggest that you try to read reviews and feedback before you even sign up. </span><span style="font-size:100%;"><br /><br /></span><span style="font-family: trebuchet ms;font-size:100%;" >Next thing you have to think about is how will your client pay you? My suggestion is for you to create your </span><span style="font-size:100%;"><a style="font-family: trebuchet ms;" href="https://www.paypal.com/ph/mrb/pal=WL3357SVWFLHE">Paypal</a></span><span style="font-family: trebuchet ms;font-size:100%;" > account. There are other modes by which you can receive payment but with regards to costs and fees, PayPal is the cheapest. </span><span style="font-size:100%;"><br /><br /></span><span style="font-family: trebuchet ms;font-size:100%;" >In my next posts, I’ll share about the job market site I personally use and tips on how to land your first freelance job.</span><span style="font-size:100%;"><br /></span><br /><a style="font-family: trebuchet ms;" href="http://www.mylivesignature.com/" target="_blank"><img src="http://signatures.mylivesignature.com/85759/workfrhomemom/c53975cebdeb7157b28211e6c2fb40b9.png" style="border: 0pt none ! important; background: transparent none repeat scroll 0% 0%; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;" border="0" /></a>workfrhomemomhttp://www.blogger.com/profile/03356595801638462361noreply@blogger.com0tag:blogger.com,1999:blog-6441519965899921679.post-27515508619205517052009-09-02T11:40:00.000-07:002009-10-02T23:47:27.211-07:00How To Start Working From Home<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEitW1u2VOMseRO5ITKiuqPQ9ZGnhu8pOq2-L2vbkUy7Gc3C3z2kTOP7o_V3R3Q2Zp15P9DLv0D5wbPwka_zHYWKSzlDaDdWvHYhJngfd8S920d-jdcpxQOUJNaCnYZ57lIhgchiKQzBBwQ/s1600-h/keyboard.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 320px; height: 210px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEitW1u2VOMseRO5ITKiuqPQ9ZGnhu8pOq2-L2vbkUy7Gc3C3z2kTOP7o_V3R3Q2Zp15P9DLv0D5wbPwka_zHYWKSzlDaDdWvHYhJngfd8S920d-jdcpxQOUJNaCnYZ57lIhgchiKQzBBwQ/s320/keyboard.jpg" alt="" id="BLOGGER_PHOTO_ID_5376941908188226130" border="0" /></a>I've listed down the benefits of working from home in my previous post. Now, what are the things that you need to be able to start accepting home-based jobs?<br /><p><b>Reliable Technology</b></p> <p>First thing’s first, do you have a home PC or laptop and an internet connection? If you don’t, you better invest on these. It is not advisable just to rent in a computer shop if you want to work from home. Your computer doesn’t necessarily have to be top of the line. “Reliable” is the keyword. Aside from yourself, this is one of your resources so it has to be really dependable. As for the internet connection, it is better to research what works best in your area. It won’t hurt to ask around.</p> <p><b>Work station/ Home Office</b></p> <p>It is advisable to set up a work station or a home office that will be dedicated for your work. This will help you delineate work and home tasks and help you become more efficient. When you work at home, you’re usually tempted to bounce from work and home chores, which just hampers your productivity.</p> <p><b>Work from Home Mindset</b></p> <p>When you’re working from home, remember that you are no longer an employee. You no longer live from paycheck to paycheck. You are your own boss! So you set the direction of your venture. Read up to learn how to generate multiple income streams online. I’m no expert in this matter yet, but I will share what I’ve learned in my next posts.</p><br /><br /><a href="http://www.mylivesignature.com/" target="_blank"><img src="http://signatures.mylivesignature.com/85759/workfrhomemom/c53975cebdeb7157b28211e6c2fb40b9.png" style="border: 0pt none ! important; background: transparent none repeat scroll 0% 0%; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;" border="0" /></a>workfrhomemomhttp://www.blogger.com/profile/03356595801638462361noreply@blogger.com1tag:blogger.com,1999:blog-6441519965899921679.post-35936174247824781782009-09-02T11:38:00.000-07:002009-10-02T23:47:27.212-07:00Why Working from Home Rocks<a href="http://ezinearticles.com/?expert=Eunice_Calupig" target="_blank" title="Eunice Calupig, EzineArticles.com Expert Author"><br /></a><div style="text-align: center;"><a href="http://ezinearticles.com/?expert=Eunice_Calupig" target="_blank" title="Eunice Calupig, EzineArticles.com Expert Author"><img src="http://ezinearticles.com/featured/images/expert_author_8.png" alt="Eunice Calupig, EzineArticles.com Basic Author" border="0" /></a><br /></div><br /><span style=";font-family:trebuchet ms;font-size:100%;" >My family just moved to our new house June of this year. Just about the same time when I started working from home. We moved to the same neighborhood where I grew up so naturally some of our neighbors are already familiar to me. One day, someone approached me and asked what I do for a living as they don’t see me leaving the house in office attire. I told her that I work from home. She seemed really confused and asked what I meant. </span><p style="font-family:trebuchet ms;"><span style="font-size:100%;">Working from home is no longer uncommon. In fact, it’s starting to become a trend. But there are still a lot of people who are unaware of it, especially here in the Philippines I guess and the oldies still prefer the traditional “office” work. For me, working from home is a better set-up for the following reasons:</span></p> <p style="font-family:trebuchet ms;"><span style="font-size:100%;">1. You are in charge of your own time</span></p> <p style="font-family:trebuchet ms;"><span style="font-size:100%;">If you are working from home, you have total control of your time. It is up to you how much time you’ll spend working or how much free-time you’ll get. Your working hours are flexible. You may opt to work during the day or at night. It’s really up to you so long as you keep your client/s informed. You’ll never be late and get reprimanded for it.</span></p> <p style="font-family:trebuchet ms;"><span style="font-size:100%;">2. You can avoid the commute and the traffic jam</span></p> <p style="font-family:trebuchet ms;"><span style="font-size:100%;">It’s fun waking up in the morning knowing that you don’t have to rush. You don’t have to wake up too early to avoid the heavy traffic. You can have a leisurely breakfast and enjoy your coffee.</span></p> <p style="font-family:trebuchet ms;"><span style="font-size:100%;">3. You save time and money</span></p> <p style="font-family:trebuchet ms;"><span style="font-size:100%;">Whether you commute or you have your own car, you still have to allot money for gas and commuting expenses if you work elsewhere. If you work from home, you can definitely save a few bucks. You can also avoid extra expenses on food for lunching out or having dinner out with office mates. Also, you can work in your pajamas so there's no need to splurge on office wardrobe.</span></p> <p style="font-family:trebuchet ms;"><span style="font-size:100%;">4. You have unlimited income potential</span></p> <p style="font-family:trebuchet ms;"><span style="font-size:100%;">You don’t have a basic salary but your income has no limit as well. How much you earn will all depend on the value that you can offer. There are a lot of ways of making money online, you just have to be smart in telling which ones are legit.</span></p> <p style="font-family:trebuchet ms;"><span style="font-size:100%;">5. You get to spend more time with your family</span></p> <p style="font-family:trebuchet ms;"><span style="font-size:100%;">This is probably the best thing that I like about working from home. I used to be a very busy working mom and I almost never have time for my son. Now, I really enjoy spending more time with him and seeing him grow up.</span></p> <p style="font-family:trebuchet ms;"><span style="font-size:100%;">How about being able to avoid office politics or working with people you don’t like? And the list just goes on and on. We’ve always had issues with our job, our bosses, the people we work with, or the company we work for. When you’re working from home, you are your own boss. You decide on pretty much everything.</span></p> <p style="font-family:trebuchet ms;"><span style="font-size:100%;">So I’d say working from home is indeed rewarding especially for a mom like me.</span></p><br /><br /><a style="font-family: trebuchet ms;" href="http://www.mylivesignature.com/" target="_blank"><img src="http://signatures.mylivesignature.com/85759/workfrhomemom/c53975cebdeb7157b28211e6c2fb40b9.png" style="border: 0pt none ! important; background: transparent none repeat scroll 0% 0%; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;" border="0" /></a>workfrhomemomhttp://www.blogger.com/profile/03356595801638462361noreply@blogger.com2